When I was in business school, one of my professors mentioned a case when an Executive Director that she knew had to raid her retirement accounts to make a payroll. The group was funded by a large source whose payments were reimbursements, and the cash reserve was inadequate for the perfect storm of payables. The money came in eventually, but I think we can all agree that this type of financing is a really bad idea. The fact is, 46% of respondents to a 2015 Federal Reserve

Named after the tomato-shaped timer that was on Francesco Cirillo's desk, the principle of time-management and productivity he developed is all about focus. It's about setting a timer(or keeping an eye on the clock) and setting aside 25 minutes of concentration on a particular project. Writing, research, thinking, planning, data entry or management-- all those tasks that we say we must do to be feel accomplished and productive. Meetings are not in this category. They key to